What is the minimum CIBIL score required for a loan sanction with Sha Money Mithra Finserv?

While a CIBIL score of 700+ qualifies you for premier tier interest rates (starting 10.49% p.a.), Sha Money Mithra Finserv partners with over 35+ RBI-licensed banks and NBFCs, allowing us to approve customized financing even with moderate scores (650+) through structured guarantor or banking history assessments.

How fast can I receive in-principle approval and fund disbursement?

Through our end-to-end digital API integration with partner banks, in-principle sanction is generated in as little as 2 minutes. Once documents are verified, loan disbursement into your bank account typically occurs within 24 to 48 business hours.

Which physical regional branches does Sha Money Mithra Finserv operate in?

Sha Money Mithra Finserv operates Corporate Headquarters in Shenoy Nagar Chennai, alongside regional advisory hubs in Anna Nagar (Chennai), Coimbatore (Commercial Finance Center), Madurai (Retail Lending Hub), and Bengaluru (Tech Corridor Finance Center).

Does checking my loan eligibility affect my credit bureau score?

No. Checking your pre-approved eligibility and loan comparisons on the Sha Money Mithra platform is classified as a soft credit inquiry and has zero negative impact on your CIBIL credit score.

Vehicle Loans — Up to 100% On-Road Funding for Cars & Commercial Vehicles

Why Drive with Sha Money Mithra Finserv?

Up to 100% On-Road Funding

Covers ex-showroom price, insurance, registration & road tax.

Rates Starting 8.75%

Fixed and floating interest rates tailored to your profile.

Tenure up to 8 Years

Affordable monthly EMIs that don’t strain your budget.

Commercial Vehicles

Financing for trucks, tippers, buses, and light commercial vehicles.

Vehicle Loan Categories

New Car Loans

Hatchbacks, Sedans, SUVs, and luxury electric vehicles.

Used Car Loans

Up to 90% valuation of certified pre-owned vehicles.

Commercial Fleet

Single vehicle or entire fleet financing for logistics operators.

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Why Drive with Sha Money Mithra Finserv?

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