Sha Money Mithra Finserv

Statutory Disclaimer

Important regulatory notifications and lending disclosures.

Important Notice: Sha Money Mithra Finserv Private Limited never asks for cash payments or advance approval fees into individual personal accounts for loan sanction. Beware of imposters and fraudulent calls.

1. Non-Banking Entity Status

Sha Money Mithra Finserv Private Limited is a corporate financial marketplace connecting retail and corporate borrowers with RBI-regulated Scheduled Commercial Banks, Housing Finance Companies (HFCs), and Non-Banking Financial Companies (NBFCs). We are not authorized to accept public deposits or issue currency.

2. Interest Rate & Representative APR

Interest rates displayed on this platform (e.g., Personal Loans from 10.49% p.a., Home Loans from 8.40% p.a., Business Loans from 12% p.a.) represent indicative floor rates offered by partner lenders to applicants with prime credit scores (CIBIL 750+). Actual rates offered to any specific applicant depend on income, debt-to-income ratio, age, loan amount, tenure, and internal risk models of the lending partner.

3. Calculators as Indicative Estimates Only

All calculators (EMI Calculator, Eligibility Calculator) available on this platform are self-help planning tools provided for informational purposes only. The outputs generated do not constitute a commitment to sanction credit or a legally binding loan contract.