What is the minimum CIBIL score required for a loan sanction with Sha Money Mithra Finserv?

While a CIBIL score of 700+ qualifies you for premier tier interest rates (starting 10.49% p.a.), Sha Money Mithra Finserv partners with over 35+ RBI-licensed banks and NBFCs, allowing us to approve customized financing even with moderate scores (650+) through structured guarantor or banking history assessments.

How fast can I receive in-principle approval and fund disbursement?

Through our end-to-end digital API integration with partner banks, in-principle sanction is generated in as little as 2 minutes. Once documents are verified, loan disbursement into your bank account typically occurs within 24 to 48 business hours.

Which physical regional branches does Sha Money Mithra Finserv operate in?

Sha Money Mithra Finserv operates Corporate Headquarters in Shenoy Nagar Chennai, alongside regional advisory hubs in Anna Nagar (Chennai), Coimbatore (Commercial Finance Center), Madurai (Retail Lending Hub), and Bengaluru (Tech Corridor Finance Center).

Does checking my loan eligibility affect my credit bureau score?

No. Checking your pre-approved eligibility and loan comparisons on the Sha Money Mithra platform is classified as a soft credit inquiry and has zero negative impact on your CIBIL credit score.

Loan Eligibility Calculator — Check How Much You Can Borrow

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+91 1800 209 8888 support@shamoneymithra.com

Net Monthly In-Hand Income (₹)

₹

Existing Monthly EMIs (₹)

₹

Tenure (Years)

Yrs

Expected Interest Rate (% p.a.)

Employment Type

Applicant Age (Years)

Estimated Loan Eligibility

₹ 14,57,400

Available Monthly EMI Capacity ₹ 31,250/mo

Assumed FOIR Limit 55% of Income

Notice: Eligibility shown is indicative and subject to lender underwriting criteria, CIBIL score, and document verification.

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